District-issued Device Insurance
The district asks that all families either accept or decline the insurance on district-issued devices.
- The insurance premium is $35 per student.
- If insurance is declined, parents/guardians will be held financially responsible for all uninsured damage, service, or replacement of the device.
- Deductible(s) and replacement costs may vary from year to year.
- Insurance coverage is effective for the entire school year, including the summer. This insurance program begins at the start of the school year and ends at the conclusion of the summer break.
- Fees are not discounted or refunded for partial year enrollment.
- Parents/guardians may not substitute homeowners or other personal insurance for district-procured device insurance.
- The district will waive the insurance premium for families who participate in the Free and Reduced Lunch Program.
To Accept Insurance
You must enroll the student device at one2onerisk.com. The device insurance premium ($35) and/or deductible payment(s) must be paid directly to the insurance company.
Families are highly encouraged to purchase the insurance via credit card. Electronic payments are secure and accepted online for convenience.
If you desire to pay by check or cash, you must purchase an “insurance cash card” at your school during the enrollment period. Checks are the preferred method of payment for this option. All checks should be made payable to North Allegheny School District and include the student's ID number (example: 123456) in the memo field of the check to ensure that your payment is correctly recorded. Your school will provide you with an “insurance cash card” with a pre-paid code that will need to be entered onto the insurance company’s website.
NOTE: If you have more than one student receiving a device and choose to pay by check, please send a separate check with each student.
To Decline Insurance
You must still enroll the student device at one2onerisk.com even if you are declining insurance. You must electronically select “I Elect Not to Participate” after enrolling the device on the website.
Insurance & Coverage Terms
All repairs and claims are managed by the North Allegheny Information Technology Department.
Premium
$35 per school year
Deductibles
$25 First Occurrence
$50 Any Subsequent Occurrence
What is Covered?
- All physical components of the device
- Reasonable wear and tear (examples may include scratches, dents, worn keys, etc.)
- Theft of device WITH a police report
What is Not Covered?
- Loss of device
- Loss of carrying case/protective sleeve
- Damage as a result of reckless abuse or willful conduct
Process for Service or Repair of a Device
All students should take their device to the Student Help Desk or the main office for assistance. If needed, a loaner device will be issued during services or repairs.
Claims | Covered by Insurance | Insurance Deductible | Without Insurance Estimated Cost (Current prices available upon request) |
|---|---|---|---|
Device Repairs | Yes | $25 First Occurrence $50 Any Subsequent Occurrence | Actual cost of specified repair |
Total loss of device: lost device, intentional damage, or negligence | No | N/A | Full Replacement Cost Ex. $700 - laptop Ex. $450 – iPad (Current Prices available Upon Request) |
Lost or damaged peripheral (Power Adapter or Battery) | Yes, First Occurrence Only | $25, Subsequent Occurrence(s) not covered | Laptop Ex. $30 - Cable Ex. $100 - Battery iPad Lightning Cable: $20 Power Adapter: $20 Protective Case: $40 |
Stolen Device* (Police Report Required) | Yes, First Occurrence Only | $25, Subsequent Occurrence(s) not covered | Full Replacement Cost Ex. $700 - laptop Ex. $450 – iPad (Current Prices available Upon Request) |
NOTE: If your device is stolen, you must file a police report through your local police department. This report (including the incident number) must be submitted to the building administration along with the appropriate deductible paid to one2onerisk.com for replacement. If a second claim for a stolen device occurs, the full replacement cost will be assessed.
Collection Procedure for Unpaid Claims
Parents/guardians are encouraged to pay any claim deductibles (insured or not) as soon as possible. One2One will attempt to collect any unpaid claims by sending reminder emails on a regular basis until paid.
At the end of the student’s senior year, or when the student leaves the district prior to graduating, the district requests that any outstanding claims be paid in full. The student’s cap and gown for graduation may be withheld until their account has been paid. Transcript requests may also be delayed. These situations are reviewed on a case-by-case basis.
